Savings

Compare Our Savings Accounts

Target Savings

Whether you're planning for educational expenses, a dream vacation, home renovations, or want to build your rainy-day fund, a PeopleFirstBank Target Savings account can safely grow your money.

Statement Savings

Maximize your savings and build a brighter future with PeopleFirstBank. Start with our Statement Savings account with an opening balance of only $100. This is perfect for you if you are opening your first savings account.

Money Market

If you're looking for an account for your cash reserves, then a PeopleFirstBank Money Market account is an ideal solution for you. Our Money Market account offers tiered interest rates while allowing you easy access to your money when you need it.

Max Rate Savings

Why settle for a promotional rate when your local community bank is paying the Max Rate on our premium savings product? This tiered rate account is ideal if you plan to maintain a higher balance in your savings account.

All of our accounts offer these free benefits:

  • Free Online Banking
  • Free E-Statements
  • No charge at PeopleFirstBank ATMs

Compare Our Savings Accounts

AccountTarget SavingsStatement SavingsMoney MarketMax Rate Savings

Minimum Opening Deposit

$100.00

$100.00

$2,500.00

$2,500.00

Minimum Balance

None

Minimum balance of $500 (excludes first cycle)

Daily Balance of $2,500 or Average Daily Balance of $25,000

Daily Balance of $10,000 or Average Daily Balance of $25,000

Maintenance Fee

None

No account maintenance fee when you maintain a minimum balance of $500

No account maintenance fee when you maintain the minimum balance or the average daily balance at any time during the statement cycle

No account maintenance fee when you maintain the minimum balance or the average daily balance at any time during the statement cycle

Interest

Variable Tiered Interest Rates based on your account balance

Variable Interest Rate – Paid quarterly*

Variable Tiered Interest Rates based on your account balance*

Variable Tiered Interest Rates based on your account balance

Additional Benefits

  • Target Saver links to a high interest checking account
  • 4 pre-authorized transactions allowed per month
  • 6 pre-authorized transactions allowed per month
  • 6 pre-authorized transactions allowed per month

*No interest paid if minimum balance is not maintained

Minor Savings

It's never too early to start teaching your kids about the importance of saving. Learning how to handle money at a young age will build a strong foundation for the future.

Features

  • Minimum Opening Deposit $50
  • Variable interest rate – Paid quarterly*
  • Minimum balance of $100 (excludes first cycle)
  • No account maintenance fee when you maintain a minimum balance of $100
  • 4 pre-authorized transactions allowed per month

*No interest paid if minimum balance is not maintained

Certificate of Deposit

If you have the flexibility to leave your funds on deposit for a longer time period, this account is perfect for you. We offer a wide range of terms, from 30 days to 5 years. Pick a term that meets your needs and start earning a guaranteed fixed interest rate. Contact one of our branches for current rate information and annual percentage yield.

View CD Rates

CDARS

(Certificate of Deposit Account Registry Service)

CDARS provide access to security and peace of mind beyond the standard FDIC insurance maximum. Now you can make multi-million dollar deposits and be eligible for FDIC insurance. Everything is handled through PeopleFirstBank. Your large deposit is broken into smaller amounts and placed with other banks that are members of this special network. You'll receive one regular account statement listing all of your CDs, along with their issuing banks, maturity dates, interest earned and other details.

IRA's

If you're interested in growing your savings for retirement without risk, our IRAs offer a competitive rate, FDIC backed insurance, and the benefits of saving in a tax-advantaged account. Don't lose sleep worrying about your retirement.

View CD Rates

Ready to get started?

To open your savings account, just stop by one of our convenient branch locations and see a Banker today. We will provide you with our rates and disclosures.

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