Business Account Services

Lockbox

Expedite your funds availability by having your customers' payments delivered to a special post office box instead of your business address. We’ll open and process your payments for deposit directly into your bank account. To learn more about how Lock Box from PeopleFirstBank can help you improve your business, contact us.

Wire Transfers

For those times when you need to transfer funds quickly, we offer wire transfer services to domestic and international banks. Wire transfers are great for scheduling regular transfers or one-time transactions. For more information on fees, please contact us or visit us at one of our branches.

Please bring the information below to your local bank branch before 11:00 am (international wire transfers) or 2:00 pm (domestic wire transfers) for a same day transfer.

• Beneficiary Bank name, address and routing number (SWIFT code if foreign)
• Intermediary Bank name (if applicable)
• Beneficiary name, address and account number

Night Drop

Unable to get to the bank in time? We’ve provided a night drop deposit service for after hours. For larger commercial deposits we provide deposit bags, enabling you to make your deposits when it is convenient for you.

Remote Deposit Capture

Remote Deposit Capture allows your business to process checks in a secure online environment. Experience your own virtual teller window in the comfort of your office by scanning checks and making deposits directly to your account. Remote Deposit Capture utilizes a desktop imaging scanner and an easy to use web browser to view your deposit activity. To learn more about how Remote Capture from PeopleFirstBank can help you improve your business, contact us.

Benefits:

• Improved Cash Flow. Transmit your electronic items by 4:00pm CST and receive next day availability on your funds.
• Accuracy. Remote Capture uses Optical Character Recognition (OCR) technology, eliminating keystroke errors and manual input of check amounts.
• Control. User options allow you the ability to employ dual-control audit procedures.
• Support. Experienced help desk professionals are available to assist with troubleshooting requests or technical questions allowing you to process work without missing a beat. You can also speak with your PeopleFirstBank officer during normal business hours for additional technical advice.

Easy Set Up:

• All you need is a PC and a secure Internet connection. We will offer you a user friendly Remote Deposit scanner and all of the necessary software.
• Whenever you want to make a deposit, the system will take you through each simple step with easy to follow instructions and prompts.

Merchant Point of Sale Services

With Merchant Services, improve your business while you enhance your customer’s experience. We’ll meet your needs and exceed your expectations with a wide range of user friendly point of sale solutions. Our unique solutions will help you improve cash flow, reduce costs, increase sales, and streamline payment management. To learn more about how Merchant Services from PeopleFirstBank can help you improve your business, contact us.

Benefits:

• Boost sales and customer satisfaction by allowing customers to choose their preferred form of payment.
• Increase your average sale because the customer doesn't need to have cash on hand.
• Speed up the check-out process with efficiency and convenience.
• Protect yourself from potential losses caused by bad checks.
• Avoid the risk and inconvenience of having large sums of cash.
• Accept payments from virtually anyone, anywhere.