Rates
Rates Effective as of September 6, 2012
Minimum Balance to Obtain APY*
Platinum Reward / Target Checking
| $100 minimum to open | APY* | |
|---|---|---|
| Less than $25,000 | 1.25%** | |
| $25,000 plus | 1.25% to 0.35%** | |
| **If Product Requirements Not Met | 0.10% | |
Interest Checking
| $100 minimum to open | APY* | ||
|---|---|---|---|
| $1,000 to $4,999.99 | 0.05% | ||
| $5,000 to $24,999.99 | 0.10% | ||
| $25,000 to $49,999.99 | 0.15% | ||
| $50,000 plus | 0.20% |
Target Savings
| Target Savings | APY* | |
|---|---|---|
| Less than $50,000 | 0.75%** | |
| $50,000 plus | 0.75% to 0.35%** | |
| **If Product Requirements Not Met | 0.10% | |
Minor Savings
| Minor Savings | APY* | |
|---|---|---|
| Minimum balance to obtain rate | $100 | 0.20% |
Statement Savings
| Statement Savings | APY* | |
|---|---|---|
| Minimum balance to obtain rate | $500 | 0.20% |
Money Market
| $2,500 minimum to open | APY* | |
|---|---|---|
| $2,500 to $4,999.99 | 0.10% | |
| $5,000 to $24,999.99 | 0.15% | |
| $25,000 to $49,999.99 | 0.20% | |
| $50,000 to $99,999.99 | 0.25% | |
| $100,000 to $249,999.99 | 0.30% | |
| $250,000 plus | 0.35% | |
Certificate of Deposits
| CD's1 | APY* | TIER ONE $25,000 APY* | TIER TWO $50,000 APY* | TIER THREE $100,000 APY* |
|---|---|---|---|---|
| 30-89 Days Min Bal $25,000 |
0.10% | 0.10% | 0.10% | 0.10% |
| 3 Month Certificate Min Bal $2,500 |
0.20% | 0.20% | 0.20% | 0.20% |
| 6 Month Certificate Min Bal $2,500 |
0.30% | 0.30% | 0.30% | 0.35% |
| 1 Year Certificate Min Bal $2,500 |
0.40% | 0.40% | 0.45% | 0.50% |
| 2 Year Certificate Min Bal $2,500 |
0.50% | 0.55% | 0.55% | 0.60% |
| 3 Year Certificate Min Bal $2,500 |
0.70% | 0.75% | 0.80% | 0.85% |
| 5 Year Certificate Min Bal $2,500 |
1.00% | 1.05% | 1.10% | 1.15% |
* All Interest Rates and Annual Percentage Yields (APY) are accurate as of the effective date shown above and are subject to change at any time. Fees or withdrawals may reduce earnings.
1 A penalty may be imposed for early withdrawal.