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Rates

Rates Effective as of May 20,2013

You Must Maintain a Minimum Balance to Obtain APY*

Platinum Reward / Target Checking

$100 minimum to openAPY*
Less than $25,000 1.25%**
$25,000 plus 1.25% to 0.35%**
**If Product Requirements Not Met 0.10%

Interest Checking

$100 minimum to openAPY*
$1,000 to $4,999.99 0.05%
$5,000 to $24,999.99 0.10%
$25,000 to $49,999.99 0.15%
$50,000 plus 0.20%

Target Savings

Target SavingsAPY*
Less than $50,000 0.75%**
$50,000 plus 0.75% to 0.35%**
**If Product Requirements Not Met 0.10%

Minor Savings

Minor SavingsAPY*
Minimum balance to obtain rate $100 0.20%

Statement Savings

Statement SavingsAPY*
Minimum balance to obtain rate $500 0.20%

Money Market

$2,500 minimum to openAPY*
$2,500 to $4,999.99 0.10%
$5,000 to $24,999.99 0.15%
$25,000 to $49,999.99 0.20%
$50,000 to $99,999.99 0.25%
$100,000 to $249,999.99 0.30%
$250,000 plus 0.35%

Certificate of Deposits

CD's1APY*TIER ONE
$25,000
APY*
TIER TWO
$50,000
APY*
TIER THREE
$100,000
APY*
30-89 Days
Min Bal $25,000
0.10% 0.10% 0.10% 0.10%
3 Month Certificate
Min Bal $2,500
0.20% 0.20% 0.20% 0.20%
6 Month Certificate
Min Bal $2,500
0.30% 0.30% 0.30% 0.35%
1 Year Certificate
Min Bal $2,500
0.40% 0.40% 0.45% 0.50%
2 Year Certificate
Min Bal $2,500
0.50% 0.55% 0.55% 0.60%
3 Year Certificate
Min Bal $2,500
0.70% 0.75% 0.80% 0.85%
5 Year Certificate
Min Bal $2,500
1.00% 1.05% 1.10% 1.15%

* All Interest Rates and Annual Percentage Yields (APY) are accurate as of the effective date shown above and are subject to change at any time. Fees or withdrawals may reduce earnings.

1 A penalty may be imposed for early withdrawal.

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