PeopleFirstBank | Joliet and Shorewood IL | Old-Fashioned Customer Service With Cutting Edge Technology



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Accurate as of October 5, 2011

Deposit Rates

	Min. Opening Deposit	Min. Balance to Obtain APY*	APY*
Personal/Business Money Market Acct.	$2,500	$2,500
$2,500 to $4,999.99			0.15%
$5,000 to $24,999.99			0.25%
$25,000 to $49,999.99			0.35%
$50,000 to $99,999.99			0.45%
$100,000 to $249,999.99			0.50%
$250,000+			0.55%
N.O.W. Checking	$100	$1,000
$1,000 to $4,999.99			0.10%
$5,000 to $24,999.99			0.15%
$25,000 to $49,999.99			0.20%
$50,000+			0.25%
Platinum Reward Checking¹	$100	$0.01
Less than $25,000	2.00%
$25,000 plus²	2.00% to 0.65%
If product requirements not met	0.25%
Health Savings Accounts	$100	$250
$250 to $4,999.99			0.10%
$5,000 to $24,999.99			0.15%
$25,000 to $49,999.99			0.20%
$50,000+			0.25%
Personal/Business Statement Savings	$500	$500	0.25%
Minor Savings	$50	$100	0.25%

Certificates of Deposit³

Deposit Term	Min. Opening Deposit	Min. Balance to Obtain APY*	APY*
Deposit Term	Min. Opening Deposit	Min. Balance to Obtain APY*	$2,500 to $24,999	$25,000 to $49,999	$50,000 to $99,999	$100,000 and above
30-89 Days	$25,000	$25,000	0.20%	0.20%	0.20%	0.20%
3 Month	$2,500	$2,500	0.25%	0.25%	0.25%	0.25%
6 Month	$2,500	$2,500	0.40%	0.40%	0.40%	0.45%
1 Year	$2,500	$2,500	0.70%	0.70%	0.70%	0.75%
2 Year	$2,500	$2,500	1.00%	1.00%	1.00%	1.05%
3 Year	$2,500	$2,500	1.20%	1.25%	1.30%	1.35%
5 Year	$2,500	$2,500	1.60%	1.65%	1.70%	1.75%

*All Interest Rates and Annual Percentage Yields (APY) are subject to change at any time. Fees or withdrawals may reduce earnings.

¹ 2.00% Annual Percentage Yield (APY) paid on balances between one penny and $25,000, and 0.50% APY paid on all amounts above $25,000 each cycle the minimum requirements are met. To earn bonus rate, simply perform the following each cycle: Make 10 debit card transactions (excluding ATM transactions), have 1 recurring ACH direct deposit or ACH debit/credit, and receive a monthly electronic statement. If you do not meet the requirements per cycle, your account will still function as a NOW checking account earning 0.25% APY; however, it will not receive ATM refunds for that time period. We may change the interest rate and APY at any time after the account is opened.

²Computed on balances ranging from $25,000 to $250,000

³A penalty may be imposed for early withdrawal. Listed CD rates apply to consumer funds only, please call (815) 207-6200 for municipal or institutional fund rates.