Mission & Values Management Philosophy Directors & Organizers Upcoming Events Calculators Contact Us Personal Banking Business Banking Lending Services Online Banking Upcoming Events Calculators Contact Us Home Privacy Policy Download the Free Adobe Acrobat Reader
Click here for map and directions
Deposit Products
Order Checks
Fees
Telephone Banking

Accurate as of July 14, 2010

Deposit Rates

Min. Opening Deposit Min. Balance to Obtain APY* APY*
Personal/Business Money Market Acct. $2,500 $2,500
$2,500 to $4,999.99 0.25%
$5,000 to $24,999.99 0.50%
$25,000 to $49,999.99 0.60%
$50,000 to $99,999.99 0.75%
$100,000 to $249,999.99 0.85%
$250,000+ 0.90%
N.O.W. Checking $100 $1,000
$1,000 to $4,999.99 0.25%
$5,000 to $24,999.99 0.30%
$25,000 to $49,999.99 0.40%
$50,000+ 0.50%
Platinum Reward Checking¹ $100 $0.01
Less than $50,000 2.00%
$50,000 plus 0.85%
If requirements are not met 0.25%
Health Savings Accounts $100 $250  
$250 to $4,999.99     0.25%
$5,000 to $24,999.99     0.30%
$25,000 to $49,999.99     0.40%
$50,000+     0.50%
Personal/Business Statement Savings $500 $500 0.50%
Minor Savings $50 $100 0.50%


Certificates of Deposit²

Deposit Term Min. Opening Deposit Min. Balance to Obtain APY* APY*
$2,500 to $24,999 $25,000 to $49,999 $50,000 to $99,999 $100,000 and above
30-89 Days $25,000 $25,000 0.40% 0.40% 0.40% 0.40%
3 Month $2,500 $2,500 0.50% 0.50% 0.50% 0.50%
6 Month $2,500 $2,500 1.00% 1.00% 1.00% 1.05%
1 Year $2,500 $2,500 1.25% 1.25% 1.25% 1.30%
2 Year $2,500 $2,500 1.80% 1.85% 1.90% 2.00%
3 Year $2,500 $2,500 2.25% 2.30% 2.35% 2.40%
5 Year $2,500 $2,500 2.75% 2.80% 2.85% 2.90%

*All Interest Rates and Annual Percentage Yields (APY) are subject to change at any time. Fees or withdrawals may reduce earnings.
 
¹ 2.00% Annual Percentage Yield (APY) paid on balances between one penny and $50,000, and 1.00% APY paid on all amounts above $50,000 each cycle the minimum requirements are met. To earn bonus rate, simply perform the following each cycle: Make 10 debit card transactions (excluding ATM transactions), have 1 recurring ACH direct deposit or ACH debit/credit, and receive a monthly electronic statement. If you do not meet the requirements per cycle, your account will still function as a NOW checking account earning 0.25% APY; however, it will not receive ATM refunds for that time period. We may change the interest rate and APY at any time after the account is opened.
 
²A penalty may be imposed for early withdrawal.