With six deposit products available, PeopleFirstBank has an account that's right for everyone.
PeopleFirstBank offers the following checking accounts:
Free Checking
Student Checking
Senior Checking
Premier Checking
Interest Checking
Platinum Reward Checking
Use the chart below to compare each plan's features and benefits.
Free Checking
Student Checking
Senior Checking
Premier Checking
Interest Checking
Platinum Reward Checking
Min. Opening Deposit
$100.00
$50.00
$100.00
$100.00
$100.00
$100.00
Interest Paid
None
None
None
None
Tiered at $1,000, $5,000, $25,000, and $50,000*
Tiered at $0.01 and $25,000
Requirement
None
Free account designed for students
Free account designed for 55+
Min. daily bal. of $500 or avg. daily bal. of $1,000
Min. daily bal. of $1000 or avg. daily bal. of $2,500
10 Debit Card Transactions, Direct Deposit or ACH Auto Debit/Credit and Receive Electronic Statement
Fee
None
None
None
$5.00
$7.50
None
Check Writing Fee
None
None
None
None
None
None
ATM Access
Yes
Yes, lower daily limits if student is < 18
Yes
Yes
Yes
Yes
Online Banking
Free
Free
Free
Free
Free
Free
24/7 Bank-by-Phone
Free
Free
Free
Free
Free
Free
Bill Pay
$3/mo
Free
$3/mo
Free
Free
Free
Other Features
No charge at PFB ATM
No charge at PFB ATM, 1st order of checks free with active parent PFB account
No charge at PFB ATM, 1/2 price checks
No charge at PFB ATM, 2 Free cashier checks, Free savings if linked to another account, 4 Reimbursed ATM trans. anywhere
No charge at PFB ATM, Free savings if linked to another account, 4 reimbursed ATM trans. anywhere
No charge at PFB ATM and up to $25 per cycle reimbursed ATM trans. anywhere as long as meets account requirements
Check Return Options
Imaged Checks
Imaged Checks
Imaged Checks
Imaged Checks
Imaged Checks
Imaged Checks
Statement Format
e-Delivery only
e-Delivery only
e-Delivery or paper
e-Delivery or paper
e-Delivery or paper
e-Delivery or $3 for paper
Overdraft Protection
Savings (trans fee)
Savings (trans fee)
Savings (trans fee)
Savings (trans fee)
Savings (trans fee)
Savings (trans fee)
*No interest for balances below $1,000. Paid monthly.
Savings & Investment Accounts
Money Market
Statement Savings
Minor Savings
Min. Opening Deposit
$2,500
$500
$50
Interest Paid
Tiered Interest Rates at $2,500, $5,000, $25,000, $50,000, $100,000 and $250,000*
Variable interest rate. Paid Quarterly
Variable interest rate. Paid Quarterly
Account Requirement
Min. daily bal. of $2,500 or avg. daily bal. of $10,000
Min. daily bal. of $500
Min. daily bal. of $100
Fees & Limits
$10 if balance falls below minimum. Limited to 6 checks to third party or preauthorized, automatic, telephone, or on-line transfers per statement. $10 per item for excess withdrawals.
$10 quarterly if balance falls below minimum. Limited to 6 preauthorized, automatic, telephone, or on-line transfers per month. Withdrawals in excess of 4 per month will be charged $3 each.
$5 quarterly if balance falls below minimum. Limited to 6 preauthorized, automatic, telephone, or on-line transfers per month. Withdrawals in excess of 4 per month will be charged $3 each.
ATM Access
ATM only
ATM only
No
Other Features
Free On-line Banking, 24/7 Bank-by-Phone, No charge at PFB ATM
Free On-line Banking, 24/7 Bank-by-Phone, No charge at PFB ATM
