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With six deposit products available, PeopleFirstBank has an account that's right for everyone.
PeopleFirstBank offers the following checking accounts:
- Free Checking
- Student Checking
- Senior Checking
- Premier Checking
- Interest Checking
- Platinum Reward Checking
Use the chart below to compare each plan's features and benefits.
|
Free
Checking |
Student
Checking |
Senior
Checking |
Premier
Checking |
Interest
Checking |
Platinum Reward
Checking |
| Min. Opening Deposit |
$100.00 |
$100.00 |
$100.00 |
$100.00 |
$100.00 |
$100.00 |
| Interest Paid |
None |
None |
None |
None |
Tiered at $5,000, $25,000, and $50,000* |
Tiered at $50,000 |
| Requirement |
None |
Parent or guardian account |
Free account designed for 55+ |
Min. daily bal. of $500 or avg. daily bal. of $1,000 |
Min. daily bal. of $1000 or avg. daily bal. of $2,500 |
10 Debit Card Transactions, Direct Deposit or ACH Auto Debit/Credit and Receive Electronic Statement |
| Fee |
None |
None |
None |
$5.00 |
$7.50 |
None |
| Check Writing Fee |
None |
None |
None |
None |
None |
None |
| ATM Access |
Yes |
Yes, lower daily limits |
Yes |
Yes |
Yes |
Yes |
| Online Banking |
Free |
Free |
Free |
Free |
Free |
Free |
| 24/7 Bank-by-Phone |
Free |
Free |
Free |
Free |
Free |
Free |
| Bill Pay |
$3/mo |
$3/mo |
$3/mo |
Free |
Free |
Free |
| Other Features |
No charge at PFB ATM |
No charge at PFB ATM |
No charge at PFB ATM, Free checks, Free cashier checks |
No charge at PFB ATM, 2 Free cashier checks, Free savings if linked to another account, 4 Reimbursed ATM trans. anywhere |
No charge at PFB ATM, Free savings if linked to another account, 4 reimbursed ATM trans. anywhere |
No charge at PFB ATM and up to $25 per cycle reimbursed ATM trans. anywhere as long as meets account requirements |
| Check Return Options |
Imaged Checks |
Imaged Checks |
Imaged Checks |
Imaged Checks |
Imaged Checks |
Imaged Checks |
| Statement Format |
e-Delivery only |
e-Delivery or paper |
e-Delivery or paper |
e-Delivery or paper |
e-Delivery or paper |
e-Delivery or $3 for paper |
| Overdraft Protection |
Savings (trans fee) or Approved Line of Credit (ann'l fee) |
Savings (trans fee) |
Savings (trans fee) or Approved Line of Credit (ann'l fee) |
Savings (trans fee) or Approved Line of Credit (ann'l fee) |
Savings (trans fee) or Approved Line of Credit (ann'l fee) |
Savings (trans fee) or Approved Line of Credit (ann'l fee) |
| Overdraft Privilege |
Meeting Eligibility Req. |
N/A |
Meeting Eligibility Req. |
Meeting Eligibility Req. |
Meeting Eligibility Req. |
Meeting Eligibility Req. |
*No interest for balances below $1,000. Paid monthly.
|
Money Market |
Statement Savings |
Minor Savings |
| Min. Opening Deposit |
$2,500 |
$500 |
$50 |
| Interest Paid |
Tiered Interest Rates at $5,000, $25,000, $50,000, $100,000 and $250,000* |
Variable interest rate. Paid Quarterly |
Variable interest rate. Paid Quarterly |
| Account Requirement |
Min. daily bal. of $2,500 or avg. daily bal. of $10,000 |
Min. daily bal. of $500 |
Min. daily bal. of $100 |
| Fee |
$10 if balance falls below minimum. $10 per item for excess withdrawals |
$10 quarterly if balance falls below minimum. $3 per item for excess withdrawals |
$5 quarterly if balance falls below minimum. $3 per item for excess withdrawals |
| Check Writing Fee |
Limited to 6 preauthorized, automatic, telephone, or on-line transfer per statement. Not more than 3 by check to 3rd party |
Limited to 3 preauthorized, automatic, telephone, or on-line transfer per month |
Limited to 3 preauthorized, automatic, telephone, or on-line transfer per month |
| ATM Access |
ATM only |
ATM only |
No |
| Other Features |
Free On-line Banking, 24/7 Bank-by-Phone, No charge at PFB ATM |
Free On-line Banking, 24/7 Bank-by-Phone, No charge at PFB ATM |
Free On-line Banking, 24/7 Bank-by-Phone |
| Check Return Options |
Imaged Checks |
N/A |
N/A |
| Statement Format |
e-Delivery or paper |
e-Delivery or paper |
e-Delivery or paper |
| Overdraft Protection |
N/A |
N/A |
N/A |
| Overdraft Privilege |
N/A |
N/A |
N/A |
*No Interest below $2,500. Paid Monthly
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