Certificate of Deposit
If you have the flexibility to leave your funds on deposit for a longer time period, this account is perfect for you. We offer a wide range of terms from 30 days to 5 years. Pick a term that meets your needs and start earning a guaranteed fixed interest rate. Contact one of our branches for current rate information and annual percentage yield.
CDARS (Certificate of Deposit Account Registry Service)
CDARS provide access to security and peace of mind beyond the standard FDIC insurance maximum. Now you can make multi-million dollar deposits and be eligible for FDIC insurance. Everything is handled through PeopleFirstBank. Your large deposit is broken into smaller amounts and placed with other banks that are members of this special network. You'll receive one regular account statement listing all of your CDs, along with their issuing banks, maturity dates, interest earned and other details.
If you're interested in growing your savings for retirement without risk, our IRAs offer a competitive rate, FDIC backed insurance and the benefits of saving in a tax-advantaged account. Don't lose sleep worrying about your retirement.
Ready to get started?
To open a PeopleFirstBank IRA, just stop by one of our convenient branch locations and see a Banker today.