Business Checking Accounts

Use the chart below to compare each plan's features and benefits.

	Business Checking	Small Business Checking
Min. Opening Deposit	$100.00	$100.00
Account Requirement	Min. Daily Bal. of $2,500
Fee	$10 if balance falls below minimum
Check Writing	$0.15 each check paid; $0.40 each deposit; $0.13 each deposited item	150 free transactions per month, $0.50 each additional *
Earnings Credit	Variable; subject to change at Bank's discretion	None
Check Return Options	Imaged Checks	Imaged Checks

*Transactions are checks paid, other debits, deposit tickets and individual deposit items

Business Savings & Investment Accounts

Use the chart below to compare each plan's features and benefits.

	Money Market	Statement Savings
Min. Opening Deposit	$2,500	$500
Interest Paid	Tiered Interest Rates at $5,000, $25,000, $50,000, $100,000 and $250,000. No interest below $2,500. Paid monthly	Variable Interest Rate. Paid quarterly
Account Requirement	Min. daily bal. of $2,500 or avg. daily bal. of $10,000	Min. daily bal. of $500
Fee	$10 if balance falls below minimum. $10 per item for excess withdrawls	$10 quarterly if balance falls below minimum. $3 per item for excess withdrawls
Check Writing Fee	Limited to 6 preauthorized, automatic, telephone, or on-line transfer per statement. Not more than 3 by check to 4rd party	Limited to 3 preauthorized, automatic, telephone, or on-line transfer per month
Other Features	Free On-Line Banking, 24/7 Bank-By-Phone	Free On-Line Banking, 24/7 Bank-By-Phone
Check Return Options	Imaged checks	N/A
Statement Format	e-Delivery or paper	e-Delivery or paper
Overdraft Protection	N/A	N/A
Overdraft Privilege	N/A	N/A