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Line of Credit

By establishing a line of credit at PeopleFirstBank, funds are available at your discretion. You may borrow against your line of credit for working capital and short-term needs. Funds are immediately available to be drawn on and paid back as needed. Interest is charged only on the outstanding balance at any given time.

Letter of Credit

Commitments available for the purpose of providing a guaranty to a third party to funds if certain predetermined conditions are not met.

Equipment Financing

Provides financing for the purchase of equipment. Equipment is held as collateral the funds are generally repaid by the installment method of principal & interest monthly.

Commercial Mortgage

For investors of multi-family, commercial, mixed-use, and industrial properties.

Construction

Real Estate Loans available on a draw basis for construction.

Over Draft Protection

Line of Credit tied to your PeopleFirstBank checking account and never worry about overdrafts again.